.mortgage-section {
  padding: 120px 0;
  background: #f8f8fb;
  font-family: 'Montserrat', sans-serif;
}

.container {
  width: 1200px;
  max-width: 92%;
  margin: 0 auto;
}

.mortgage-top h2,
.programs h2 {
  font-size: 48px;
  line-height: 1.2;
  color: #222;
  margin-bottom: 50px;
  font-weight: 500;
}

.banks-wrapper {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  padding: 50px;
  background: #fff;
  border-radius: 28px;
  box-shadow: 0 10px 40px rgba(0,0,0,0.05);
  margin-bottom: 80px;
}

.banks-wrapper img {
  max-height: 48px;
  opacity: .8;
  transition: .3s;
}

.banks-wrapper img:hover {
  opacity: 1;
  transform: scale(1.05);
}

.mortgage-info {
  margin-bottom: 90px;
}

.mortgage-info h3 {
  font-size: 38px;
  color: #6e079e;
  margin-bottom: 24px;
  font-weight: 500;
}

.mortgage-info ul {
  padding-left: 20px;
}

.mortgage-info li {
  font-size: 20px;
  color: #444;
  margin-bottom: 12px;
}

.programs-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.program-card {
  background: #fff;
  border-radius: 28px;
  overflow: hidden;
  transition: .35s;
  box-shadow: 0 10px 30px rgba(0,0,0,0.05);
}

.program-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 18px 50px rgba(0,0,0,0.1);
}

.program-image {
  height: 260px;
  overflow: hidden;
}

.program-image img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.program-content {
  padding: 28px;
}

.program-content h4 {
  font-size: 28px;
  color: #222;
  margin-bottom: 12px;
  font-weight: 500;
}

.program-content span {
  display: block;
  color: #6e079e;
  font-size: 22px;
  margin-bottom: 24px;
  font-weight: 600;
}

.program-btn {
  width: 100%;
  height: 56px;
  border-radius: 14px;
  border: none;
  background: #6e079e;
  color: #fff;
  font-size: 16px;
  cursor: pointer;
  transition: .3s;
}

.program-btn:hover {
  background: #58209b;
}

@media(max-width: 992px) {

  .programs-grid {
    grid-template-columns: 1fr;
  }

  .banks-wrapper {
    flex-wrap: wrap;
    justify-content: center;
  }

  .mortgage-top h2,
  .programs h2 {
    font-size: 34px;
  }

  .mortgage-info h3 {
    font-size: 28px;
  }
}